Removing Court Judgements From Credit Report
Making court judgement removal as fast and stress-free as possible. Our experienced professionals are here to help you remove a court judgement so you can wipe the slate clean and return to life without this hanging over your head. Let us take away the anxiety and make this process quick, seamless and successful.
What Is a Court Judgement on a Credit Report?
How We Remove Court Judgements
A credit report is a detailed record of your financial activity and credit history. Credit reporting agencies such as Equifax, illion and Experian maintain this information and provide it to lenders assessing your creditworthiness. These reports include any court judgements.
If you owe money and don’t repay it, the lender may take legal action. If a court rules in the lender’s favour, you’re legally required to pay the amount decided, plus any potential legal fees. Once this ruling becomes public, credit reporting agencies may list it on your credit file.
A court judgement on your credit report can significantly reduce your credit score, affecting your ability to get approved for loans, credit cards or mortgages. It’s a major obstacle that can prevent you from moving forward financially.
That’s where we step in—offering expert advice and a strategic plan to help remove the judgement and restore your credit rating.
Regardless of whether or not you pay the amount owing, a court judgement will remain on an Equifax credit report for five years. However, the judgement can be removed if either the court or the lender has agreed to set it aside. We can assist you in achieving this outcome and ensuring all the subsequent work is done to clear your record. Our court judgement removal services include:
Preparing a Notice of Discontinuance or Consent Order
Applying to have default judgements set aside
Negotiating debt reduction or settlement
Removing court actions for tolls, schools or personal matters
We’ve helped thousands of people achieve their dreams
Why Real Credit Repairers?
Many clients come to Real Credit Repairers wanting to know how to get a court judgement removed from a credit report. Given the seriousness of this issue, it’s one of the most in-demand services we offer. We’ve built a reputation as one of Australia’s most trusted credit repair companies, and for good reason. We adhere to the best credit repair practices and as our testimonials show, have helped hundreds of customers get the financial freedom they deserve. When you work with us, you can expect:
Transparent pricing No hidden fees, just honest, upfront communication.
Results based billing
With just a small non-refundable upfront fee, you only pay the removal fee if we’re successful
Fast turnaround
Most clients see improvements in 30 to 45 days
Expert support
Our experienced team handles everything on your behalf
Proven results
We’ve saved clients millions and helped them secure finance that once felt out of reach
Our Court Judgement Removal Process
We make court judgement removal as straightforward and stress-free as possible, guiding you through each stage with transparency and support. Here’s a step-by-step of what to expect:
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We begin with a friendly, obligation-free chat to review your credit report and understand your current situation. We’ll ask a few questions, identify the listing in question, and explain how we may be able to help.
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Our credit repair specialists assess whether your court judgement meets the eligibility criteria for removal. This includes reviewing the details of the judgement, confirming timelines, and checking for any legal or procedural issues.
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If you qualify, we outline a personalised plan of action. This could involve negotiating with the creditor, preparing documentation for the court, or assisting with consent orders. Every strategy is tailored to your circumstances.
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We take the pressure off you by dealing directly with creditors, solicitors and the courts. Whether it’s arranging a Notice of Discontinuance or applying to set aside a default judgement, we manage all communications and paperwork.
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Once the creditor agrees or the court grants the request, the judgement is officially removed from your credit file. This can lead to an immediate improvement in your credit score and better access to financial opportunities.
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We don’t stop once the judgement is gone. Our team follows up to make sure your credit report reflects the change correctly and offers guidance on how to maintain or further improve your credit health.
You’ll be kept informed at every stage, ensuring no confusion, no stress, and no unpleasant surprises.
FAQs about court judgement removal
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Court judgement removal is possible in many situations, whether the judgement is paid, unpaid or incorrectly applied. In most cases, if the lender or court agrees to set the judgement aside, it can be removed from your credit file.
You may be eligible if:
The debt has been paid in full or settled
The creditor agrees to withdraw the judgement
There were errors in the court process
You were not properly served or notified
Our team can assess your eligibility and guide you through the right steps based on your unique situation.
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At Real Credit Repairers, we can assist in removing a wide range of court judgements that appear on your credit file. These judgements can stem from many different types of debts, both personal and commercial, and often carry long-term consequences if left unaddressed.
Personal loan defaults
Unpaid utility bills
Private lending or disputes
Toll debts
School fees
Gym memberships
Buy now, pay later claims
Person-to-person civil actions
No matter the type of judgement, our experts can review your case and take targeted action to remove it.
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There are several valid and recognised reasons a court judgement might be approved for removal from your credit report. In many cases, judgements are listed unfairly, contain errors, or become eligible for removal due to changes in circumstance or creditor agreement.
Our team carefully investigates each listing to determine if any of the following grounds for removal apply to your situation:
Administrative error: Incorrect listing or clerical mistake
Debt satisfied: Debt has been paid or settled in full
Procedural issues: You weren’t notified or served correctly
Consent orders: The creditor agrees to discontinue the claim
Disputed liability: The debt is not yours or is legally contestable
Experts in this area, we’ll investigate the cause and determine the strongest grounds for removal based on your circumstances.
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The court’s decision can remain on a credit report for five years.
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This can be a complex process hamstrung by red tape. We are well-versed in dealing with the courts and the legal administration. However, given every case is different, we would estimate the process can take up to eight weeks.
Contact Us to Remove a Court Judgement From Your Credit File
Don’t let this situation get the better of you, and don’t feel like you have to fix it alone. We’re not intimidated by the legal system - we respect it, understand it and know how to navigate it. Let us help you today. Our experienced professionals are here to help you remove a court judgement so you can wipe the slate clean and return to life without this hanging over your head. Let us take away the anxiety and make this process quick, seamless and successful.
Get the experts to remove a court judgement by contacting Real Credit Repairers today. Fill out your details below and get connected with a pro, or simply start with a free credit report and consult first.
We’re an Australian-owned business, ready to help people just like you. Speak with our friendly team today.
1800 953 563
PO Box 574 Upper Coomera,
4209, QLD Australia
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