Debt Negotiation

Debt relief is possible with the right people behind you

Debt negotiation, also known as debt settlement, is an attempt to reduce a person’s outstanding debt or other liabilities without damaging their credit score. Real Credit Repairers has negotiated with lenders on behalf of countless clients to reduce their debt levels — and we can help you, too. 

So if you need expert assistance in debt negotiation, credit repair or resolving bad credit, rely on our team to deliver the best possible results for you. 

Debt relief is here - call our specialists on 1300 277 355

Understanding debt negotiation

From credit card debt to unpaid bills, debt has a funny way of creeping up on us. For some, it can be almost impossible to get on top of. Real Credit Repairers believe no one should be held back from reaching their financial goals. Our debt negotiation service can help reduce your debt significantly and ensure a stress-free experience so you can get your finances back on track.

How debt settlement negotiation works 

1. Contact an expert debt negotiator on our team and explain what’s happening.

2. We’ll get to work and begin negotiating with your lender and propose an offer. 

3. If your lender agrees, they will place you on a tailored repayment plan or have a reduced level of debt.

For the most skilled debt negotiation in Australia - call 1300 277 355

Debt settlement benefits 

Managing massive debt can be an incredibly stressful and emotional experience, which is why many Australians turn to debt negotiation companies like Real Credit Repairers. Here are some of the benefits you can look forward to by working with us:

Avoid bankruptcy — While debt settlement can appear on your file for up to five years, bankruptcy remains much longer. If you act early, debt negotiation can help you clear debts faster and avoid filing for bankruptcy.

Settle outstanding debts — With a debt negotiation service, you can breathe a sigh of relief knowing we can take care of your longstanding debt.

Reduce your financial stress — Debt can keep us up at night and stop us from living life to the fullest. Debt negotiation can help minimise your financial stress so you can get back on your feet in no time.

Professional debt negotiation services 

Settling bad debt can be straightforward when you have the right people on board. Our team are skilled and experienced in negotiating a lower payout figure with debt companies. We charge only 20% of what we save you, delivering excellent and fair value for money. For example, if your debt is $1,000 and we save $500, our charge is $100 (20% of $500). In most instances, we typically reduce debt by up to 70%. 

Let us help you take back control of your debt - call 1300 277 355

What makes Real Credit Repairers the best debt negotiators 

• No win, no fee. That’s right - if we don’t deliver, you don’t pay us a single dollar.

• Transparency - we keep everything above board so you understand the process, the likely outcomes and any costs (upon our success). 

• We only adopt best-practice credit repair processes.

• We’ve successfully negotiated favourable debt outcomes for hundreds of people Australia-wide.  

• We’re Australian-owned and managed. 

No one chooses to go into debt, but with the help of a trusted and experienced debt negotiation company, you can look forward to a stress-free financial future.  

Debt negotiation vs other debt-relief options

Aside from debt negotiation, there are other debt-relief options you can explore, though they may not be able to deliver the same benefits:

• Debt consolidation — Debt consolidation is a type of personal loan that rolls multiple debts into one monthly payment. While this can be a great way to reduce the interest you pay, an additional loan may not be ideal if you are already struggling with managing your finances.

• Doing it on your own — Taking a DIY approach to managing your debt can cut out additional parties. However, you may not be able to agree to different and more favourable terms with your creditor to the same degree as an expert negotiator.

Contact the debt reduction specialist

Debt relief is around the corner - give our friendly and experienced team a call and find out how straightforward, simple and successful we can make this for you.