What do I do if I have become a victim to identity theft?

You can play an important role in clearing your name and regaining financial control. Here are some of the things you can do to protect yourself from ongoing attacks and safeguard your remaining funds and assets: File a police report. Contact your bank and financial institutions and notify them of what has happened. Freeze your credit card until a new card is issued. File an official identity theft report. Change all PINs and passwords to all accounts and assets - preferably use a system such as LastPass. Gather evidence - collect statements and review - look for suspicious activity and collect photographs or screenshots. Document any communication you have with financial institutions and law enforcement. Gather any witness statements in writing. Keep a physical copy of documents that might assist us in our endeavours.

Can you fix your credit after identity theft?

Yes, you can fix your credit if you fall victim to this kind of fraud. However, the process and systems are complex and can be very drawn out and stressful. We recommend appointing a credit repair company such as Real Credit Repairers.

Can identity theft be removed from credit reports?

Yes, removing fraudulent hard enquiries from your credit report is possible. However, significant evidence and negotiation are required. Again, we recommend appointing professionals for the best, fastest resolutions.

How can I stop someone taking out credit in my name?

You can minimise the chances of someone taking out credit in your name by protecting your identity in the following ways: Set up an automatic Equifax notification service, as mentioned above. Use two-factor authentication when accessing financial accounts. Beware of phishing attempts. Never share your PIN or password with anyone, and update them regularly. Never leave a copy of your PIN or password for someone to find. If you move home, ensure all your mail is forwarded. Keep all personal records under secure lock and key - shred documents rather than throwing them into the bin.

Credit Repair - Identity Theft

Real Credit Repairers are experts in identity theft repair. We understand and are sensitive to the turmoil and shock involved in such cases, and we work quickly to protect our clients and restore their credit rating. Reclaim financial control and security with identity theft repair specialists

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1800 953 563

What is Identity Theft and How Does It Affect Your Credit Report?

How We Repair Fraud-Related Credit

Identity theft or fraud is a criminal act that occurs when someone’s personal details are stolen or forged without permission and used to appropriate their identity. The criminal exploits the information to apply for loans or withdraw money from personal bank accounts. Fraud victims can be left traumatised and financially compromised and the damage can snowball and last for years, which is why we recommend specialist intervention.

In addition to effectively robbing you, this type of criminal behaviour can leave a lasting imprint in other insidious ways. An unauthorised credit application can lead to a fraudulent hard credit inquiry on your credit report, negatively affecting your credit score and ongoing financial well-being. It is imperative to rectify this wrong - you should not be left to suffer from someone else’s deception.

Navigating the complexities of fraud-related credit repair can be overwhelming and incredibly stressful. It requires a level of project management that can be daunting, even without the anxiety. Moreover, if you’re unfamiliar with the process, it can take years to achieve results.

Timing is of the essence, and we recommend you appoint Real Credit Repairers professionals to act on your behalf. Rely on our experts for:

Informing debt collectors and credit reporting bodies that you are a victim and not responsible for the financial fallout you now face.

Filing an official identity theft report on your behalf.

Checking your credit report to determine the full extent of damage.

Launching disputes on your behalf.

Examining and unearthing report errors.

We’ve helped thousands of people achieve their dreams

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Why Real Credit Repairers?

We’ve built a reputation as one of Australia’s most trusted credit repair companies, and for good reason. We have the available time and resources to undertake a potentially huge amount of investigative work and launch official disputes with identity theft, with a deep understanding of the intricate processes, systems and immediate requirements to contain the situation and help prevent a second wave of attack. When you work with us, you can expect:

Transparent pricing No hidden fees, just honest, upfront communication.

Results based billing
With just a small non-refundable upfront fee, you only pay the removal fee if we’re successful

Fast turnaround
Most clients see improvements in 30 to 45 days

Expert support
Our experienced team handles everything on your behalf

Proven results
We’ve saved clients millions and helped them secure finance that once felt out of reach

ENQUIRE NOW

1800 953 563

FAQs about identity theft

This is a criminal act whereby someone steals another person’s identity for financial gain. The stolen personal information could include the person’s name, birthdate, credit card details, bank account details, tax file number, etc.
You can play an important role in clearing your name and regaining financial control. Here are some of the things you can do to protect yourself from ongoing attacks and safeguard your remaining funds and assets:
- File a police report.
- Contact your bank and financial institutions and notify them of what has happened.
- Freeze your credit card until a new card is issued.
- File an official identity theft report.
- Change all PINs and passwords to all accounts and assets - preferably use a system such as LastPass.
- Gather evidence - collect statements and review - look for suspicious activity and collect photographs or screenshots.
- Document any communication you have with financial institutions and law enforcement.
- Gather any witness statements in writing.
- Keep a physical copy of documents that might assist us in our endeavours.
Yes, you can fix your credit if you fall victim to this kind of fraud. However, the process and systems are complex and can be very drawn out and stressful. We recommend appointing a credit repair company such as Real Credit Repairers.
Yes, removing fraudulent hard enquiries from your credit report is possible. However, significant evidence and negotiation are required. Again, we recommend appointing professionals for the best, fastest resolutions.
You can minimise the chances of someone taking out credit in your name by protecting your identity in the following ways:
- Set up an automatic Equifax notification service, as mentioned above.
- Use two-factor authentication when accessing financial accounts.
- Beware of phishing attempts.
- Never share your PIN or password with anyone, and update them regularly.
- Never leave a copy of your PIN or password for someone to find.
- If you move home, ensure all your mail is forwarded.
- Keep all personal records under secure lock and key - shred documents rather than throwing them into the bin.

Contact Us to Repair Your Credit After Identity Theft

We know this can seem like a staggering challenge and a gross injustice, and we’re here to help. You’re not alone - our experts are with you every step of the way, and we’re determined to right this wrong. Our company has helped hundreds of Australians get back on track with their finances. We deliver the knowledge, experience, and wisdom you need to achieve your credit goals.

Take the first step towards a blemish-free credit score by contacting Real Credit Repairers today. Fill out your details below and get connected with a pro, or simply start with a free credit report and consult first.

We’re an Australian-owned business, ready to help people just like you. Speak with our friendly team today.