Removing Court Judgements From Credit Report

I had an issue with a paid default and went to google the first company that came up was these guys. I had a 5% chance in mind that this would be successful. Both Melvin Robertson and Grace David did a great job within 30 days they had an outcome. Gave me another chance in being able to purchase a property. Thank you again to the both of you.

- jason le

Making court judgement removal as fast and stress-free as possible

Many clients come to Real Credit Repairers wanting to know how to get a court judgement removed from a credit report. Given the gravitas of this issue, it is a particularly popular service we provide as part of our credit repair work.

Don’t let legal jargon intimidate you. Our experienced professionals are here to help you remove a court judgement so you can wipe the slate clean and return to life as normal without this hanging over your head. 

Let us take away the anxiety and make this process quick, seamless & successful. 


Get the experts to remove a court judgement - call 1300 277 355

What is a court judgement on a credit report? 

A credit report is a detailed record of your financial activity and credit history. 

Crediting reporting agencies such as Equifax maintain this information and provide it to potential lenders assessing your creditworthiness. Importantly, a credit report includes any court judgements. 

If you owe money to someone and fail to repay it, the lender can choose to take legal action against you. Should a court judgement rule in the lender’s favour, you are legally obliged to pay the amount set by the court (and possibly any legal costs).

Credit reporting agencies can access the court ruling from public records. If and when agencies obtain this information, the judgement can have a very negative effect on your credit report, reducing your score rating and compromising your chance to obtain future finance such as credit cards, a credit line or a mortgage. It can be a major setback that makes it very difficult for you to move forward financially.

That’s where our experienced professionals can step in, providing the best-tailored advice and initiating a plan to remove the court judgement and restore your credit rating. 

Let Real Credit Repairers make all the difference

Loan approval success

Credit score improved

Lower interest rates

Reduced debt

Services to remove a court judgement

Regardless of whether or not you pay the amount owing, a court judgement will remain on an Equifax credit report for five years. However, the judgement can be removed if either the court or the lender has agreed to set it aside. We can assist you in achieving this outcome and ensuring all the subsequent work is done to clear your record. 

Our professional services include:

  • Assisting with a Notice of Discontinuance or Consent Order (an agreement by the lender, now the plaintiff, to discontinue their action). 

  • Applying for a default judgement to be set aside. 

  • Negotiating the removal or reduction of debt.

  • Negotiating the removal of toll, school and person-to-person court actions. 

Our specialists can deal with a court judgement on your credit file - call 1300 277 355

Why choose Real Credit Repairer to remove court judgements

  • No win, no charge. 

  • Our fees are highly competitive and transparently set out before we start working for you. 

  • Real Credit Repairer is an Australian-owned business working in this field for a decade.

  • We care about your financial well-being, and we genuinely want to help clear your record. 

  • We don’t look at why you own money, just how we can help get you out of the situation. 

  • Our client testimonials show the commitment, passion and experience of our team of professionals. 

Contact us to remove court judgement from credit file 

Don’t let this situation get the better of you, and don’t feel like you have to fix it alone. We’re not intimidated by the legal system - we respect it, understand it and know how to navigate it. Let us help you today. 

FAQs

  • In a nutshell, yes, you can remove court judgements from a credit file. However, this can only be done if either the court or the lender agrees to set it aside. Real Credit Repairer can help you achieve this outcome.

  • The court’s decision can remain on a credit report for five years.

  • This can be a complex process hamstrung by red tape. We are well-versed in dealing with the courts and the legal administration. However, given every case is different, we would estimate the process can take up to eight weeks.

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