Credit Black Mark Removal

If you’ve defaulted on a loan repayment or bill or you are prone to late payments, beware. What you do today can have negative consequences for your financial future for up to seven years. Let our experts remove your worries and resolve your black mark credit rating.

ENQUIRE NOW
1800 953 563

What Is A Black Mark and Why Does It Matter?

How We Resolve Your Black Mark Credit Rating

The credit industry refers to this as ‘black mark’, a note made on top of your negative credit listings that can see future lenders and borrowers treat you as an outcast. A black mark credit rating acts as a warning flag, inferring you’re a high-risk borrower who should be avoided. It might not sound like a big deal to some, but if you ever want to take out a future loan or access credit, you will likely be denied.

As part of our comprehensive credit repair work, our skilled and experienced negotiators aim to remove any black mark on your credit score so you can return to living worry-free with flexible finance. Our professional services include:

  • Managing and removing defaults and enquiries. 

  • Updating or correcting repayment history.

  • Responding to and managing court actions. 

  • Handling and resolving mixed identity and fraud-related issues.

We’ve helped thousands of people achieve their dreams

 As Featured On

Why Real Credit Repairers?

We’ve built a reputation as one of Australia’s most trusted credit repair companies, and for good reason. Our clients trust us because we stand by our promise and if we can’t fix it by the agreed deadline, you won’t pay a cent. We adhere to the best credit repair practices and as our testimonials show, have helped hundreds of customers get the financial freedom they deserve. When you work with us, you can expect:

Transparent pricing No hidden fees, just honest, upfront communication.

Results based billing
With just a small non-refundable upfront fee, you only pay the removal fee if we’re successful 

Fast turnaround
Most clients see improvements in 30 to 45 days

Expert support
Our experienced team handles everything on your behalf

Proven results
We’ve saved clients millions and helped them secure finance that once felt out of reach

ENQUIRE NOW
1800 953 563

FAQs about credit black marks

  • Also called a negative mark, black marks represent an entry on your credit report that can adversely affect your credit rating score.

  • You can take the long, stressful and sometimes extremely overwhelming path and go this alone. Or you can come to our Real Credit Repairers experts. We do this sort of thing many times every day and we know precisely what to do to get the best and fastest outcomes.

  • It depends on the severity of the loan repayment failure - some black marks can remain on your credit report for seven years. If you’re over a fortnight late in paying a credit card bill, mortgage repayment or personal loan, your mark can last two years. If you’re more than 60 days late paying a utility bill, you’ve caused a payment default for consumer credit, or you’re bankrupt, the mark can last for five years.

Contact Us to Remove Your Credit Black Mark

Don’t lose sleep over this - we see it every day and know exactly what needs to be done to get your credit score back on track. Call our friendly team of skilled specialists today, and let’s see what we can do .Our company has helped hundreds of Australians get back on track with their finances. We deliver the knowledge, experience, and wisdom you need to achieve your credit goals. 


Take the first step towards a blemish-free credit score by contacting Real Credit Repairers today. Fill out your details below and get connected with a pro, or simply start with a free credit report and consult first.

We’re an Australian-owned business, ready to help people just like you. Speak with our friendly team today.

1800 953 563

PO Box 574 Upper Coomera,
4209, QLD Australia

Related Credit Insights

Related Services

Post-Divorce Credit Repair

We only charge for what we fix … so we work harder!

Contact Us