Equifax Personal Corrections

Correct Equifax Credit Report Errors and Get Your File Back on Track

Mistakes on your Equifax report, like paid defaults, incorrect details or identity theft, can stop you from getting credit, a loan or even a phone plan. At Real Credit Repairers, we work on your behalf to fix these issues fast. We deal directly with Equifax and your credit provider, making the process simple, transparent and stress-free. 

What Is an Equifax Credit Report and Why Does It Matter?

Equifax is one of Australia’s three major credit reporting agencies. Your Equifax credit report contains key information about your financial history, including:

  • Loan and credit card accounts

  • Payment history, including missed or late payments

  • Defaults, court judgements and bankruptcies

  • Past applications for credit or finance

  • Any overdue or disputed accounts

Lenders use this information to assess your creditworthiness. If your report contains errors, even small ones, it can lower your credit score and affect your chances of approval. That’s why it’s so important to regularly check your report and take action if something doesn’t look right.

How We Handle Equifax Corrections

With Real Credit Repairers, correcting your Equifax report doesn’t have to be complicated. We handle the legwork and negotiate with the right people so you don’t have to. 

Here’s what we can help with:

  • Remove unfair defaults: We work to have incorrect or disputed defaults removed or amended.

  • Correct personal details: We fix wrong addresses, contact information or identity errors that could affect your file.

  • Address duplicate or outdated listings: We identify and clean up errors that could be dragging down your score.

  • Challenge listings caused by fraud: If identity theft has affected your Equifax file, we act quickly to set things right.

  • Place a temporary credit ban: We help you request a credit reporting ban through Equifax when fraudulent activity is suspected. This limits access to your file while the issue is being resolved.

  • Lodge correction requests: We submit the necessary documentation to both the creditor and Equifax to get your record fixed properly.

Our team knows what information Equifax needs to approve a correction and how to work with creditors who don’t always play fair. If it can be fixed, we’ll give it the best chance.

Fix your Equifax credit report fast – call 1800 953 563

What We Can’t Help With

While we can correct many issues and errors on your Equifax report, there are a few things we don’t do:

  • We can’t remove listings that are accurate and legitimate

  • We don’t offer financial counselling or debt budgeting services

  • We’re not licensed to provide personal financial advice

Why Choose Real Credit Repairers?

We’ve built a reputation as one of Australia’s most trusted credit repair companies and for good reason, we don’t stop until you have the answers and outcomes you deserve. With us, you can expect: 

  • No hidden fees: Transparent pricing from day one

  • No results, no charge: You only pay a small, non-refundable admin fee to get started with no further charges unless we successfully correct your report.

  • Fast outcomes: Many cases resolved in just 30 to 45 days

  • We speak plain English: No jargon, just helpful advice

  • Trusted by hundreds of Australians: Real stories, real success

We’ve helped thousands of people just like you remove harmful listings, resolve debt issues and rebuild their credit for good. Let us do the same for you.

Correct Equifax Errors with Confidence – Contact Us Today

If you're ready to fix mistakes on your Equifax report and take control of your financial future, the team at Real Credit Repairers is here to help. We've assisted hundreds of Australians in clearing up credit file errors and moving forward with confidence.

Take the first step – contact us today or call 1800 953 563

Frequently Asked Questions

  • Yes, you can contact Equifax directly to request a correction through their online portal. However, the process can be time-consuming and sometimes difficult, especially if the credit provider disputes your request. We manage the entire process on your behalf, deal with all parties involved and follow up to make sure your correction is handled properly.

  • Equifax typically takes up to 30 days to respond to a correction request, depending on how quickly the credit provider replies. We stay on top of it to avoid delays.

  • A credit ban restricts access to your credit file for 21 days when you suspect fraud or identity theft. We can help you apply for one through Equifax.

  • Yes. We work with all three major credit reporting bodies, Equifax, illion and Experian, to ensure your full file is accurate and up to date.