Real Credit Repair
No upfront fees

Past money mistakes
shouldn’t cost your dreams

Clean your credit file from defaults, judgements and negative marks in as little as 30 days.

⭐⭐⭐⭐⭐ - 4.9 Google Rating (220+ Reviews)

We remove defaults and negative marks from companies like these, daily.

Home finance

Get approval for home, car and business finance

Interest rates

Enjoy better interest rates and terms

We are a top provider of credit restoration services in Australia

  • Improve your credit score in as little as 30 days

  • ​Dispute judgements, defaults and marks creditors assign to your file

  • ​Receive an in-depth analysis of your current credit report and history

  • ​Boost your rating to get approval for finance with desirable terms

Credit repair home loan

What’s included with your free consult

  • Credit Score Report: Access to your credit reports for a better understanding of where you're at

  • Credit Analysis: Get clarity on your credit file information with one of our credit experts

  • Qualification Assessment: Learn whether you can receive credit based on your current circumstances

HOW IT WORKS

  • Investigate credit file repair

    We investigate for you

    We’ll call the companies that have put marks against your name and investigate on your behalf.

    Having dealt with these companies for many years, we have fantastic relationships with their teams and thorough knowledge of their processes.

  • How to remove a credit default on your behalf

    We'll dispute on your behalf

    We know all the ways to get marks removed. We quickly identify grounds on which to fight defaults, court orders and negative marks.

  • Remove credit defaults and improve your credit score

    Remove and improve

    We'll have negative marks such as defaults removed and show the confirmation of success.

    Best of all - unlike other companies, you'll only pay for the cases we solve, and only once we have 100% confirmation that they’re removed from your record.

Customer testimonial

I had a great experience. Dennis was very helpful. Highly recommend. Reasonable price. Lot cheaper than these other credit agencies. Just be patient and let them do their job. End result will be positive. It took 3-4 weeks and my credit file was all clean and clear then. Thank you again for all your help.

Ashawani ⭐⭐⭐⭐⭐

Why Choose Us

  • We pre-qualify our customers so we don't waste your time if we can't service your needs

  • ​Our team has assessed thousands of credit files to help Australian's with poor credit

  • 4.9 Google rating reflected from our swift turnaround time and commitment to customer service

  • ​No upfront fees means you only pay for what we fix, we don't get a cent if we don't remove marks from your file - so you can be sure we will work hard

  • ​​Licensed by ASIC with an official Australian Credit License

Customer testimonial

Thank you to the team. Julia did an amazing job with my case and I can't be happier with outcome. My credit default was cleared and removed which is a huge burden gone. Now I can move on with my investment plans. Thank you.

Nathan A ⭐⭐⭐⭐⭐

Credit repair Australia

About us

We are owned and run by Australians, just like you.

Sometimes bills and finances get away from you - we get it. Life can be busy and unpredictable. But a few financial errors in your past shouldn’t prevent you from owning a home or a car.

The team is here to help. We are the experts in improving credit scores to help you get that loan. Best of all, you only pay for what we fix.

We talk you through the process from start to finish and work with you carefully to help you remove unfair judgements and disputable or contestable negative listings. We fight alongside you until we have reached a conclusion and are available to answer any questions along the way. We are a professional bad credit removal service which assists individuals to achieve a clear rating.

Real credit repair staff
Customer testimonial

"I needed to clear 2 defaults in order to start the process to owning my own home. Richard from Real ers assisted me in doing this and let me know within a couple of days that the request had been successful! I am extremely happy with Richards service and now my dream of owning my own home is starting to become a reality!"

Chelsea P ⭐⭐⭐⭐⭐

No upfront fees

Only Pay On Success

You pay nothing upfront, and only pay based on what we fix - that's our guarantee. We will finance the work until we get you a result, simple.

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We’ve helped thousands of people achieve their dreams.
Read the reviews from just a few of them.

Get in touch.