Has your loan ever been rejected due to low credit score?
Here’s how Real Credit Repairers help you improve on your credit scores.
You probably know you can get your credit report from each of the three credit bureaus (Equifax, Illion and Experian) once a year but you can also get a copy if you are turned down for a loan.
Either way you do it, it’s important to check your credit report at least once a year.
Remember, you’ll need to check each report to make sure there are no mistakes or identity theft.
You’ll also want to list out all the bad marks in your credit history including:
– Missed payments
– Debt that’s gone to a collections agency
– Judgements and Liens
Pay Off Any Past Due Balances.
Past due balances weigh heavily on your credit score. The sooner you pay them off, you can boost your credit score as soon as possible.
Stay Under Your Credit Limit.
Here’s the thing, I know that budgeting and dealing with your finances can be overwhelming. We’ve all been there!
If you have a credit card with a $5,000 limit then don’t spend the full $5,000. Get organize to have a proper overview of your finances and make sure to manage your budget every month.
Pay Your Bills on Time.
Late payments and missing payments can cause your credit score to drop. To keep this from happening, make sure that you’re paying your bills on time each month.
Again, staying organized with your finances is KEY when it comes to paying your bills on time.
You’ve got this!
You CAN raise your credit score with time and effort. Plus, all of these tips will help you handle your finances even better!