Free Credit Report Australia

The first step in repairing your credit score is taking stock of where you stand. At Real Credit Repairers, you can request a free credit repair report from our industry professionals at least four times per year. We’ll walk through your file, discuss your score, and explore ways to make improvements in just six weeks or fewer.

What is a clean credit report?

A clean credit report requests information from all three Australian credit bureaus: Equifax, illion and Experian. The goal is to check your score, history and record for factors that may be dragging it down.

Credit reports from the Real Credit Repairers come with value-added services and provide a personalised consultation regarding where you’re at, where you’re going, and how your score may be improved over time.

What can I see in a credit report?

Credit reports show a lot more than just a three-digit number. Every report you request will show a history of concerning factors including: 

  • Black marks

  • Defaults

  • Credit enquiries

  • Court judgements

  • Debt negotiation

  • Identity theft or mixed identity

A single credit report allows you to check your current score, credit payment histories, and account balances over time.

Why is getting a credit report important?

Credit reports aren’t meant to shock or make you feel bad. Instead, they provide an overview of your financial circumstances and are an effective way to investigate factors that may be affecting your credit score.

You may want to request a credit report if:

  • You haven’t checked in over 12 months

  • You suspect possible identity theft

  • Your credit accounts are frozen

  • You’ve failed multiple loan applications

  • You want to identify the causes of a low score

With the team at Real Credit Repairers, you can request a free credit repair report in Australia once every three months.

What do I do after getting my credit report?

Once you’ve received a free credit repair report from Real Credit Repairers, you’ll be given a comprehensive list of ways to wipe blemishes from your score. We may recommend calling your creditors, negotiating outstanding debts, or fighting court orders to remove long-lasting marks.

Alternatively, you could work alongside the pros at Real Credit Repairers to see measurable results in just six weeks or fewer.

How can I get a free credit repair report in Australia?

Real Credit Repairers make it easy to order a free credit report online:

  1. Complete the online contact form with all relevant information, including your name, driver's licence, and employment details.

  2. You receive a single free report from one Australian credit bureau. Please wait 24-28 hours for your report to be audited.

  3. You’ll get a complimentary credit call consultation to discuss our findings. We’ll give you a full analysis of what’s going wrong and how you (or we) can fix it.

Our services come with transparent prices, so if you’re ready to move forward with credit repair after your report, just let us know.

We understand that single reports with 48-hour turnarounds aren’t always fast enough to meet your needs. If you’re interested in a FastTrack Consult that goes into depth on each of your reports, you can do so by filling out an online contact form. This more in-depth process can be completed in five steps:

  1. Fill out the online contact form with all your personal information.

  2. Pay the $89.95 fee to kick-start the ordering process.

  3. Our team will audit your Equifax, Experian and illion reports.

  4. We’ll give you a call on the same day to explain our findings in detail.

  5. If you’re interested in repairing your bad credit with us, we’ll give you a customised quote.

Whichever route you choose, you can rest easy that the team at Real Credit Repairers has your best interests at heart. We’re standing by with personalised assistance, detailed audits, and custom estimates for all our credit repair services. 

Contact us today at 1300 277 355 to speak with a trained advisor. Remember: one call does it all!

Get your free credit report and consult

Find out where you stand. Complete the below form for a free copy of your credit report. We’ll analyse it, send it to you and give you a complimentary credit consultation call to discuss how we can help you improve it.

You can get one free report every three months. An additional free report can be requested within 90 days of being denied for credit, or after a correction has been made to your file.

Free reports can take up to 24-48 hours to arrive. In a hurry? You can purchase a FastTrack Consult & Audit here for a same day service, with all three credit reports.