Take Control of Your Financial Future with a Clean Credit File
Once we have checked and challenged your file, the final step is the removal of any bad marks for a clean file. Unfortunately, achieving a clear credit history is not as simple as paying the outstanding debts. Removing bad marks requires contesting the marks on your file.
Once we have challenged the company which has placed these on your file, and they have agreed to remove the marks, we follow up on your behalf to make sure this is done in a timely manner.
We keep you informed each step of the way, explaining the process and making recommendations on how to proceed. Often, after the initial challenge, the mark can be removed and we follow up to ensure the process is done correctly.
A Clear Credit History Has Many Benefits
A clean file can have multiple benefits for your financial future. Starting afresh can allow you greater freedom to make important financial and life decisions. With a clean file, you can:
You also pay less interest in the long term when you obtain a loan. Companies which promise loans even if you have a bad rating will often charge a significantly higher interest rate. Banks and finance agencies which view you as a risk can also charge more interest.