How to keep your credit history clean

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How to keep your credit history clean

Published by img Real Credit Repairers Admin at img March 9, 2016

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  • Obtain your latest credit report and ensure that all transactions are updated. It may happen that there are some errors, get them rectified. If your credit score is low, work towards improving the score
  • Obtain your latest credit report and ensure that all transactions are updated. It may happen that there are some errors, get them rectified. If your credit score is low, work towards improving the score
  • Restrict the number of credit cards or loans. Rather go in for secured loans like auto or home loans, this improves your score. Keep a mix of unsecured and secured loans.
  • Use only a part of your credit limit on your credit card each month.
  • Do not close credit cards that you don’t use. It is a way of signaling your loan provider that you are financially secures and do not need to use a credit card.
  • Applying for each and every credit card or personal loan will also mean that you are looking for too much credit. Avoid doing so
  • Lastly, make a conscientious decision before standing guarantee for your friends and family. Know their credit history earlier. If they default, your credit score will be impacted
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